Annuity and life insurance products are issued by Nationwide Life Insurance Company or Nationwide Life and
Annuity Insurance Company, Columbus, OH. Unless otherwise noted, the general distributor is Nationwide Investment
Services Corporation, member FINRA (in MI only: Nationwide
Investment Svcs. Corporation). Trust programs and trust services are offered by Nationwide Trust Company, FSB a
division of Nationwide Bank, Nationwide Investment Services Corporation, member FINRA. In MI only: Nationwide
Investment Svcs. Corporation.
Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Subject to underwriting
guidelines, review, and approval. Products and discounts not available to all persons in all states.